What Does Liquor Liability Insurance from Corgi Cover?
Corgi sells liquor liability insurance only to eligible veterans' and fraternal lodges that run on-premises bars, not to bars and restaurants generally.
Corgi Liquor Liability Insurance for Clubs & Lodges · Updated
Who Issues Corgi Liquor Liability Insurance?
Corgi says liquor liability coverage is issued on a non-admitted surplus lines basis and is not protected by a state insurance guaranty fund. The page does not name the specific issuing insurer; that appears in the issued policy. 1
Company-reported.Liquor liability page's Surplus Lines Placement section.
The liquor liability form is numbered CES-2-LIQ-001, a different prefix from the CORG-numbered forms Corgi uses for its startup lines (for example CORG-CGL-0100). The reviewed pages do not explain what "CES" refers to or confirm whether this program shares an underwriting entity with Corgi's other products. 1
Not found in reviewed sources.Liquor liability page as read on 2026-09-23; form-number comparison against the CGL product page.
Who Is Corgi Liquor Liability Insurance For?
Corgi markets liquor liability as a program limited to eligible veterans' and fraternal lodges operating licensed on-premises bars, not general liquor liability for bars, restaurants or other venues. 1,2
Company-reported.Liquor liability product page and clubs-and-lodges page, both current as of 2026-09-23. Eligibility for a specific lodge is subject to underwriting.
What Coverage Features Does Corgi Liquor Liability Insurance Include?
The occurrence-based program form may respond to third-party bodily injury or property damage claims tied to selling, serving or furnishing alcohol, including allegations of intoxication and liability under an applicable dram-shop or liquor-control law, but it applies only to the declared premises and excludes off-premises events, cannabis and THC beverages, and knowing service to an underage patron by an insured who knew, unless separately endorsed. 1
Company-reported.Liquor liability coverage table, scenario notes and policy notes; illustrative summary subject to the issued declarations and endorsements.
What Limits and Retentions Does Corgi Liquor Liability Insurance Have?
Corgi's liquor liability form defaults to a $25,000 assault-and-battery sublimit per common cause and $50,000 in the annual aggregate, with defense costs inside the limits; the per-occurrence and policy-aggregate liquor liability limits themselves are shown only as "see declarations" on the page, not published. 1
Company-reported.Liquor liability coverage table; default sublimits may be modified by endorsement.
What Risk Services Come With Corgi Liquor Liability Insurance?
How Do You Apply for Corgi Liquor Liability Insurance?
Corgi routes liquor liability prospects to "Talk to an advisor" rather than its instant-quote flow used for CGL, Cyber and other startup lines, and says underwriting reviews the liquor license, alcohol receipts, hours of service, entertainment, staff practices and loss history. 1,2
Company-reported.Liquor liability page call to action and clubs-and-lodges underwriting FAQ.
Corgi Liquor Liability Insurance Compared With Other Providers
Other Coverage Lines Documented for Corgi
Sources for Corgi Liquor Liability Insurance
- Liquor Liability Insurance for Clubs & Lodges. Corgi Insurance; What's Actually Inside Your Liquor Liability Policy (form CES-2-LIQ-001); Surplus Lines Placement notice; Scenario notes; Policy notes; Available Endorsements; Glossary; FAQ. Accessed 2026-09-23.
- Insurance for Clubs & Lodges. Corgi Insurance; Made for Lodge Operations; Focused on Alcohol-Service Claims; Underwritten Around the Premises; FAQ on eligibility, off-premises events and underwriting information reviewed. Accessed 2026-09-23.