Is EPLI Required?
EPLI is generally optional under federal law, but a contract or particular arrangement may require it.
Check customer or lender contracts and applicable state rules for requirements that apply to your business.
Coverage Guides Related to Employment Practices Liability Insurance
Which Providers Offer Employment Practices Liability Insurance?
Sources for This Answer
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
- Workers’ Compensation Insurance. National Association of Insurance Commissioners; Workers’ Compensation Insurance; last updated May 9, 2024. Accessed 2026-09-25.