Coverage line

A stethoscope crosses the distance between a grainy clinician’s hand and an empty remote-care screen.Illustration for The General Average

What Telehealth Insurance Requirements Apply in Kansas?

Kansas allows an out-of-state physician to treat a Kansas-located patient by telemedicine only under a Board of Healing Arts waiver; the statute requires an unrestricted license with no active investigation or disciplinary action, and annual renewal. Kansas’s telemedicine statute also requires follow-up guidance and, with patient consent, a report to the treating physician within three business days, except for behavioral-sciences professionals. Neither statute sets professional-liability limits.

What Is Telehealth Insurance?

Telehealth liability can cover claims arising from remote health care, such as a video visit or remote monitoring. If you provide care online, match the quote to your clinicians, services and patient locations; cyber and in-person risks need separate review. Read the national Virtual care and telehealth guide.

What Should You Watch for With Telehealth Insurance in Kansas?

Out-Of-State Physicians Need A Waiver
Kansas’s current statute creates a Board of Healing Arts waiver route for out-of-state physicians treating Kansas patients. Eligibility includes an unrestricted license in another state and no current investigation or discipline; the waiver is renewable annually. Ask the broker which clinicians and employing entity will provide services under this route. ²
Treating-Physician Reports Have A Deadline
When a patient consents and has a primary or treating physician, the telemedicine provider must send an encounter report within three business days; the behavioral-sciences professionals regulated by that board are excepted from this report duty. Ask how your practice’s profession mix, consent workflow, and reporting responsibility are reflected in its risk-management and insurance application. ^1,³
Kansas Defines The Covered Provider Classes
The telemedicine act defines providers to include physicians, physician assistants, advanced practice registered nurses, and professionals authorized by the Behavioral Sciences Regulatory Board; it also locates the patient at the originating site. Ask the broker to confirm the policy lists the clinicians, professional entity, and Kansas services your organization actually operates. ³

Which Telehealth Insurance Providers Have Kansas License Records?

No provider in our research documents both a state license record and this coverage line. This does not establish that providers are unlicensed. Check the regulator’s license lookup and confirm availability with a provider when requesting a quote.

Who Regulates Insurance in Kansas?

Kansas Insurance Department

The Kansas Insurance Department regulates companies selling policies in Kansas for solvency and compliance with state law. Its consumer assistance team reviews written complaints, contacts the appropriate parties and requests corrective action when it finds a Kansas insurance-law violation. ^4,^5,^9,⁶

Website: Regulator website
License lookup: Search licensed producers
Complaints: File a complaint
Phone: 785-296-3071

Surplus-Lines Tax and Stamping Office in Kansas

Reported tax rate. 3% of gross premiums less returned premiums for surplus-lines insureds whose home state is Kansas; the 3% rate applies beginning with taxable year January 1, 2024 ^7,⁸

For surplus-lines business whose insured's home state is Kansas, the licensed agent must collect and pay a 3% tax on gross premiums less returned premiums; the 3% rate applies beginning with the taxable year starting January 1, 2024. For an exempt commercial purchaser, the surplus-lines producer need not file the signed diligent-search statement after disclosing that admitted-market insurance may or may not be available and may provide greater protection and oversight, then receiving the purchaser's subsequent written request.

What Should You Ask Before Buying Telehealth Insurance in Kansas?

Which clinicians need Kansas authorization or an annual physician waiver before treating Kansas-located patients?
Who is responsible for the three-business-day treating-physician report, and is our behavioral-health service within the statutory exception?
Does our liability policy identify our Kansas telehealth entity and each physician, PA, APRN, and behavioral-sciences professional?

Telehealth Insurance in Kansas: Frequently Asked Questions

Can an out-of-state physician treat a Kansas patient through telemedicine without a Kansas waiver?

No. Kansas law requires the physician to receive a Board of Healing Arts telemedicine waiver and meet the statute’s qualifications, including an unrestricted out-of-state license and no current licensing investigation or discipline. ²

When must a Kansas telemedicine provider report an encounter to the patient’s treating physician?

Within three business days when the patient consents and has a primary or treating physician. A person regulated by the Behavioral Sciences Regulatory Board is exempt from that reporting paragraph. ^1,³

Sources

16 documents, numbered as cited. Open the sources

Sources for Telehealth Insurance in Kansas

1
Kansas Statutes Annotated §40-2,212, Same; confidentiality. Kansas Revisor of Statutes; §40-2,212(c)–(d); same practice standards, follow-up, and three-business-day report with consent; behavioral-sciences exception. Accessed 2026-09-28.
2
Kansas Statutes Annotated §65-28,135, Out-of-state physician telemedicine waiver. Kansas Legislature; §65-28,135(a)–(i), current 2026 statute; waiver and annual renewal. Accessed 2026-09-28.
3
Kansas Statutes Annotated §40-2,211, Telemedicine definitions. Kansas Legislature; §40-2,211(a)(2)–(5), provider classes and originating/distant locations. Accessed 2026-09-28.
4
Kansas Insurance Department. Kansas Insurance Department; KID's current September 2025 Consumer Connection states the Department regulates companies selling policies in Kansas for solvency and compliance; current KID complaint guide gives consumer-assistance process and contacts. Accessed 2026-09-28.
5
Licensing FAQ. Kansas Insurance Department; KID FAQ currently indexed as directing users to SBS Lookup, select Kansas jurisdiction and Licensee Search Type; direct KID route returned HTTP 403 to this verifier. SBS lookup endpoint linked in regulator. KID's Sept. 29, 2025 guide also directs consumers to NIPR existing-license verification for agents. Accessed 2026-09-28.
6
How to File a Complaint. Kansas Insurance Department; Current 2-page KID PDF, p.1: consumer-assistance representative evaluates issue, asks for written complaint, reviews it and contacts appropriate parties; requests corrective action for Kansas law violation. p.2 publishes main phone 785-296-3071, hotline 800-432-2484 and insurance.kansas.gov/complaint. Accessed 2026-09-28.
7
K.S.A. 40-246c. Kansas Legislature; 2026 Kansas Statutes, K.S.A. 40-246c(a)(2): for insureds whose home state is Kansas, licensed agent collects and pays 3% of total gross premiums less returned premiums; applies beginning taxable year Jan. 1, 2024. Accessed 2026-09-28.
8
K.S.A. 40-246g. Kansas Legislature; 2026 Kansas Statutes, K.S.A. 40-246g(a)–(b): exempt commercial purchaser route waives signed statement if producer discloses admitted insurance may or may not be available and may give greater protection/oversight, followed by purchaser's written request; effective Jan. 1, 2016. Accessed 2026-09-28.
9
Consumer Connection: Life Insurance to Future Proof Your Family. Kansas Department of Insurance; September 29, 2025, p.1: directs Kansans to NIPR existing-license verification and gives the Department's 785-296-3071 phone; mission says regulate companies selling policies in Kansas for solvency and compliance. Accessed 2026-09-28.
10
Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
11
Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
12
Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
13
About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
14
Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
15
Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
16
Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

What Telehealth Insurance Requirements Apply in Kansas?

What Is Telehealth Insurance?

What Should You Watch for With Telehealth Insurance in Kansas?

Out-Of-State Physicians Need A Waiver

Treating-Physician Reports Have A Deadline

Kansas Defines The Covered Provider Classes