Berkshire Hathaway Specialty Insurance vs RiskCube: How Do They Compare for Business Insurance?

RiskCube is a broker for venture-backed startups and growing companies, including software, AI, fintech, GovTech, space and Web3 businesses. Its Tech E&O materials promote comparisons among carriers and vendor-ready proof on a short stated timetable, while its terms say quotes are not binders and coverage begins only after written insurer confirmation and binding conditions. A saved profile inspection found a contact form rather than a verified end-to-end purchase, so buyers should confirm the current process. BHSI’s guide lists specialty products by segment and its terms also make online submissions nonbinding, with binding through authorized contracted agents. A startup facing a dated customer contract or financing diligence list may ask RiskCube to compare market options; a specialty buyer may approach BHSI through an authorized agent.

An Overview of Berkshire Hathaway Specialty Insurance and RiskCube

RiskCube describes itself as a broker for venture-backed startups and growing companies, including businesses in AI, SaaS, fintech, GovTech, space and Web3. For a startup facing an enterprise contract or funding diligence deadline, its public materials promote broker-reviewed comparisons and a digital route to purchase and certificates, with short company-stated quote and COI timing. Those are marketing descriptions: its terms say a quote is not a binder and coverage requires written confirmation from an insurer or authorized representative plus binding conditions. The saved profile inspection showed only a contact form, so the current end-to-end flow remains unverified. BHSI publishes specialty products across segments and says web submissions are nonbinding; an authorized contracted agent must bind. Ask both routes for current workflow and written evidence of coverage.

RiskCube helps startups compare insurance through a broker and platform; RiskCube Insurance Services, LLC arranges coverage, while third-party insurers issue policies. ^28,²⁷Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

Venture-backed startups from pre-seed through IPO and other growing businesses can ask RiskCube about SaaS, AI, fintech, GovTech, space and Web3 risks. ³⁰Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

RiskCube describes a digital intake followed by AI-assisted, broker-reviewed comparison and purchase, but the application reviewed showed only a contact form. ^25,³⁵Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

Technology E&O applicants should prepare product, customer, revenue, contract, claims and incident details; RiskCube qualifies quote timing based on risk and underwriting complexity. ³¹Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

A quote is not coverage: RiskCube requires written confirmation from an insurer or authorized representative and satisfaction of binding conditions. ²⁸Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. ^1,^2,⁵Company-reportedA description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. ⁵Company-reportedThe website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

³¹ ³⁰ ²⁸ ¹ ⁵

What Stands Out About Berkshire Hathaway Specialty Insurance and RiskCube?

Berkshire Hathaway Specialty Insurance at a Glance

BHSI’s U.S. materials list industry focus areas including real estate, public entities, healthcare, education, manufacturing and technology. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.
BHSI says it discusses coverage issues directly with insureds and brokers and keeps them involved in third-party settlement discussions. ⁸Company-reportedCompany-stated U.S. claims-service standards in version US 2024-10-07A; accessed 2026-09-28. Process commitments are not evidence of measured service or outcomes.

RiskCube at a Glance

Compare available quotes from multiple insurers through RiskCube. ^25,^28,^27,²⁹Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.
Manage policies, certificates and renewal reminders on RiskCube’s platform. ^25,²⁸Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

Berkshire Hathaway Specialty Insurance vs RiskCube Coverage Lines Compared

Coverage	Berkshire Hathaway Specialty Insurance	RiskCube
Builders risk	Listed ²²BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.	Not listed
Cargo and transit	Listed ^9,¹⁰BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.	Not listed
Commercial property	Listed ^11,¹²BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.	Not listed
Crime	Listed ¹⁴BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.	Listed ²⁹RiskCube arranges commercial crime insurance for startups.
Cyber liability	Listed ^23,¹⁸BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.	Listed ²⁹RiskCube arranges cyber insurance for startups.
Directors and officers	Listed ^13,¹⁴Executive First D&O liability materials describe separate public-company and private-company products.	Listed ²⁹RiskCube arranges directors and officers liability insurance for startups.
Employment practices liability	Listed ¹⁴BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.	Listed ²⁹RiskCube arranges employment practices liability insurance for startups.
Fiduciary liability	Listed ¹⁴BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.	Listed ²⁹RiskCube arranges fiduciary liability insurance for startups.
General liability	Listed ^15,¹⁶BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.	Listed ²⁹RiskCube arranges general liability insurance for startups.
Generative AI liability	Not listed	Listed ²⁹RiskCube markets AI insurance for startups building AI products.
Key person	Not listed	Listed ³³RiskCube markets key person life insurance placement for startups.
Media liability	Listed ^18,¹⁹BHSI’s Professional First overview names Media Liability, and its architects/engineers product describes media liability only within a specialized combined design-industry form. The overview’s catalogue listing does not establish standalone terms or current account availability.	Not listed
Product liability	Listed ^15,¹⁶BHSI lists primary products and completed-operations liability as a casualty product.	Not listed
Professional errors and omissions (E&O)	Listed ^17,^18,¹⁹Professional First materials describe a professional-liability portfolio with several professions and service types.	Not listed
Representations and warranties	Listed ^20,²¹BHSI lists Representations & Warranties Insurance within its Transactional Liability products.	Not listed
Surety bonds	Listed ²⁴BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.	Not listed
Technology errors and omissions (E&O)	Listed ^18,¹⁹Professional First materials identify Technology E&O as a professional-liability product.	Listed ³¹RiskCube arranges technology errors and omissions insurance for startups.
Tools, equipment and inland marine	Listed ⁹BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.	Not listed
Umbrella and excess liability	Listed ^15,¹⁶BHSI lists lead umbrella and excess casualty within its U.S. casualty products.	Not listed

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Berkshire Hathaway Specialty Insurance and RiskCube Coverage, Line by Line

Open what Berkshire Hathaway Specialty Insurance and RiskCube each document for one coverage line.

Crime Insurance
- Berkshire Hathaway Specialty Insurance Crime Insurance
- RiskCube Crime Insurance
Cyber Insurance
- Berkshire Hathaway Specialty Insurance Cyber Insurance
- RiskCube Cyber Insurance
D&O Insurance
- Berkshire Hathaway Specialty Insurance D&O Insurance
- RiskCube D&O Insurance
Employment Practices Liability Insurance
- Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance
- RiskCube Employment Practices Liability Insurance
Fiduciary Liability Insurance
- Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance
- RiskCube Fiduciary Liability Insurance
General Liability Insurance
- Berkshire Hathaway Specialty Insurance General Liability Insurance
- RiskCube General Liability Insurance
Tech E&O Insurance
- Berkshire Hathaway Specialty Insurance Tech E&O Insurance
- RiskCube Tech E&O Insurance

Berkshire Hathaway Specialty Insurance and RiskCube Reliability Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Berkshire Hathaway Specialty Insurance Reliability Scores

Carrier

Carrier & MGA

7.0/ 10

Provider assessment

RiskCube Reliability Scores

Broker

5.9/ 10

Provider assessment

Berkshire Hathaway Specialty Insurance and RiskCube Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

–/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

Read Berkshire Hathaway Specialty Insurance reviews

RiskCube Review Score

–/ 10

Review Score

No reviews found

RiskCube has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.

Read RiskCube reviews

Key Differences Between RiskCube and Berkshire Hathaway Specialty Insurance

RiskCube’s role and buyer route

RiskCube’s startup focus can be useful when a founder needs to compare insurer options against a vendor requirement, lease or financing checklist. Its Tech E&O page specifically connects technology coverage to customer contracts and proof of insurance; its FAQ describes broker review and says timing varies with underwriting and risk complexity. However, a marketing timetable does not guarantee the buyer’s result, and the saved profile record noted that the application reviewed displayed a contact form rather than a verified digital binding journey. Ask which carriers will be approached, what contract language will be tested against the quote, and when a binder and certificate can actually be issued.

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BHSI’s specialty catalogue and binding route

BHSI’s U.S. guide presents specialty products by segment rather than a broker-side comparison process. BHSI’s website terms say online applications and quotes are informational and nonbinding; only contracted National Indemnity group agents with authority in the state may bind coverage. A buyer considering BHSI should identify the proposed policy, insurer and authorized agent and ask what underwriting conditions remain. The guide alone does not establish that a startup’s particular contract requirement or risk is eligible.

BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.

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What Should You Confirm in Berkshire Hathaway Specialty Insurance and RiskCube Quotes?

Give RiskCube the actual contract or diligence requirements and ask which carriers and forms satisfy them, what remains subject to underwriting, and when binding proof can be issued. ³¹
Ask the BHSI agent for the specific product and insurer, authorized binding route, outstanding conditions and written effective date. ⁵
Compare the certificate requirement with policy endorsements and wording; a certificate summarizes coverage and does not add an endorsement or change the policy. ⁵

Berkshire Hathaway Specialty Insurance vs RiskCube Services Compared

What each provider documents about the services you may need

Criteria	Berkshire Hathaway Specialty Insurance	RiskCube
Business role	BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. ^1,^2,⁵Company-reportedA description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product. Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. ^3,^4,⁵Company-reportedCompany-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.	RiskCube helps startups compare insurance through a broker and platform; RiskCube Insurance Services, LLC arranges coverage, while third-party insurers issue policies. ^28,²⁷Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.
Customer focus	BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement. Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. ¹Company-reportedOnly the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.	Venture-backed startups from pre-seed through IPO and other growing businesses can ask RiskCube about SaaS, AI, fintech, GovTech, space and Web3 risks. ³⁰Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.
Application process	BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. ⁵Company-reportedThe website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.	RiskCube describes a digital intake followed by AI-assisted, broker-reviewed comparison and purchase, but the application reviewed showed only a contact form. ^25,³⁵Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification. Technology E&O applicants should prepare product, customer, revenue, contract, claims and incident details; RiskCube qualifies quote timing based on risk and underwriting complexity. ³¹Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification. A quote is not coverage: RiskCube requires written confirmation from an insurer or authorized representative and satisfaction of binding conditions. ²⁸Company-reportedOfficial public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.

Criteria

Berkshire Hathaway Specialty Insurance

RiskCube

Business role

Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. ^3,^4,⁵Company-reportedCompany-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.

Customer focus

Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. ¹Company-reportedOnly the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.

Application process

Sources

36 documents, numbered as cited. Open the sources

Sources for Berkshire Hathaway Specialty Insurance vs RiskCube

Berkshire Hathaway Specialty Insurance Official Website

1
At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
2
About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3
Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
4
Company Details — Berkshire Hathaway Specialty Insurance Company. Missouri Department of Insurance; Company Details fields: legal name, active license status, NAIC number 22276, and Property and Casualty description; Missouri regulator record also lists 2025 property-casualty lines. Accessed 2026-09-28. Accessed 2026-09-28.
5
Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
6
United States. Berkshire Hathaway Specialty Insurance; United States products directory, opened 2026-09-28. Rendered page lists U.S. category links and Casualty/Property headings (lines 6–44); this directory view is navigation, not the linked product pages or a full review of product materials. Accessed 2026-09-28.
7
Claims — United States. Berkshire Hathaway Specialty Insurance; Claims Reporting, lines 34–91; separate product-specific directions, then “All other claims” email, 24-hour toll-free phone, postal/overnight mail. Accessed 2026-09-28.
8
Claims Excellence — United States. Berkshire Hathaway Specialty Insurance; Claims Service Standards, version US 2024-10-07A in footer/document end; page 2 lines 30–34 describe coverage discussion and third-party settlement communications. Accessed 2026-09-28.
9
Marine. Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
10
Ocean Marine Cargo Overview. Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.
11
Property. Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28.
12
General Property Appetite Guide. Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28.
13
Executive First Directors & Officers Liability Insurance. Berkshire Hathaway Specialty Insurance; Product Highlights: government investigations, shareholder derivative actions, late-notice qualification, defense counsel selection; Top Targets: large commercial and financial firms, lines 6–19. Accessed 2026-09-28.
14
Executive First Private Company Portfolio. Berkshire Hathaway Specialty Insurance; Product Highlights: D&O, EPL, Fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits to $50m; EPL First services. Top Targets: private companies at $10m+ revenues and listed industries, lines 11–25. Portfolio limit is not a separate line limit. Accessed 2026-09-28.
15
Casualty Appetite Guide - U.S. Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28.
16
Casualty. Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28.
17
Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
18
Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
19
Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.
20
Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
21
Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.
22
Builder’s Risk. Berkshire Hathaway Specialty Insurance; Current U.S. page: all-risk, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess; separate EAR and CAR target categories; Master Builder’s Risk selectively considered, lines 6–35. Reopened 2026-09-28. Accessed 2026-09-28.
23
Professional First Network Security & Privacy Policy. Berkshire Hathaway Specialty Insurance; Product Highlights: third-party breach exposures, regulatory investigations/fines/penalties, direct breach/extortion expenses, electronic-content media liability, business interruption from network-security failure, eRiskHub; Top Targets: professional-services firms, lines 6–19. Accessed 2026-09-28.
24
Surety. Berkshire Hathaway Specialty Insurance; Product Highlights name performance, payment, advance-payment, maintenance, supply and warranty bonds; Top Targets name regional/national/global contractors and construction suppliers/services; PPP/project-delivery capability; lines 6–32. Accessed 2026-09-28.

RiskCube Official Website

25
Startup Business Insurance. RiskCube; Solution; Compare/Buy/Manage; Who we insure; footer. Accessed 2026-09-16.
26
Licenses & Disclosures. RiskCube; Property & Casualty Producer/Broker Licenses; February 11, 2026 version. Accessed 2026-09-16.
27
Disclosures & Compensation. RiskCube; Sections 1–5; February 11, 2026 version. Accessed 2026-09-16.
28
Terms of Service. RiskCube; Who We Are; sections 5, 9, 10 and 19; February 11, 2026 version. Accessed 2026-09-16.
29
Startup Insurance Coverage. RiskCube; All coverage types: product sales cards and Learn more routes; footer producer-role disclosure. Accessed 2026-09-16.
30
Startup Insurance FAQ. RiskCube; Getting Started; Industries & Eligibility; Certificates & Compliance; claim question. Accessed 2026-09-16.
31
Technology Errors and Omissions (E&O) Insurance. RiskCube; Technology E&O product and quote introduction; application FAQ; AI & enterprise risk FAQ on adding an excess policy for AI-related gaps. Accessed 2026-09-16.
32
Credit Insurance for Startups. RiskCube; Introduction; coverage exclusions; closing placement invitation. Accessed 2026-09-16.
33
Key Person Life Insurance for Startups. RiskCube; Key Person Life Insurance product introduction; quote-comparison invitation; timing FAQ; closing placement invitation. Accessed 2026-09-16.
34
Key Person Life Insurance Notice. RiskCube; Sections 2–6; June 23, 2026 version. Accessed 2026-09-16.
35
Contact RiskCube. RiskCube; Talk to a licensed insurance expert; Contact form (served at application URL). Accessed 2026-09-16.
36
Contact RiskCube. RiskCube; Contact form served at AI Insurance URL. Accessed 2026-09-16.

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All Comparisons

An Overview of Berkshire Hathaway Specialty Insurance and RiskCube

What Stands Out About Berkshire Hathaway Specialty Insurance and RiskCube?

Berkshire Hathaway Specialty Insurance at a Glance

RiskCube at a Glance

Berkshire Hathaway Specialty Insurance vs RiskCube Coverage Lines Compared

Berkshire Hathaway Specialty Insurance and RiskCube Coverage, Line by Line

Crime Insurance

Cyber Insurance

D&O Insurance

Employment Practices Liability Insurance

Fiduciary Liability Insurance

General Liability Insurance

Tech E&O Insurance

Berkshire Hathaway Specialty Insurance and RiskCube Reliability Scores

Berkshire Hathaway Specialty Insurance Reliability Scores

RiskCube Reliability Scores

Berkshire Hathaway Specialty Insurance and RiskCube Review Scores

Berkshire Hathaway Specialty Insurance Review Score

RiskCube Review Score

Key Differences Between RiskCube and Berkshire Hathaway Specialty Insurance

RiskCube’s role and buyer route

BHSI’s specialty catalogue and binding route

What Should You Confirm in Berkshire Hathaway Specialty Insurance and RiskCube Quotes?

Berkshire Hathaway Specialty Insurance vs RiskCube Services Compared

Provider Profiles for Berkshire Hathaway Specialty Insurance and RiskCube

What Is Berkshire Hathaway Specialty Insurance?

What Is RiskCube Insurance?

Sources for Berkshire Hathaway Specialty Insurance vs RiskCube

Berkshire Hathaway Specialty Insurance Official Website

RiskCube Official Website

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AIG vs Berkshire Hathaway Specialty Insurance

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Alliance Risk vs Berkshire Hathaway Specialty Insurance

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