What Does Business Owner’s Policy from Heffernan Insurance Brokers Cover?
Heffernan Insurance Brokers arranges business owner's policies for small and growing companies, bundling property and liability coverage into one package.
What Is Heffernan Insurance Brokers’ Role in Business Owner’s Policy?
Heffernan's small-business division arranges a business owner's policy (BOP) for small and growing companies as one of several coverages it places. Heffernan describes itself as the source businesses go to for insurance, not as the insurer. 1Small Business Insurance page description of the division and its BOP offering.
Who Issues Heffernan Insurance Brokers Business Owner’s Policy?
The small-business page does not name the insurer that would issue a business owner's policy arranged through Heffernan. 1Checked the Small Business Insurance page on 2026-09-23. The issuing insurer would appear on the quote and declarations.
Who Is Heffernan Insurance Brokers Business Owner’s Policy For?
Heffernan's small-business insurance targets companies the U.S. Small Business Administration defines as having fewer than 500 employees or less than $7 million in annual receipts, ranging from sole proprietors working from home to fast-growing companies, across industries it lists including construction, food, health care, hospitality, real estate, technology and transportation. 1Small Business Insurance page's eligibility and industry-list sections.
Heffernan Insurance Brokers Business Owner’s Policy Coverage Features
Heffernan describes a business owner's policy as a package that combines protection for a company's major property and liability risks in one bundle, assembling the basic coverages a business owner needs. 1Small Business Insurance page's coverage-type list. Specific insuring agreements and exclusions are not detailed there.
Heffernan Insurance Brokers Business Owner’s Policy Limits and Retentions
The small-business page does not publish BOP limits, deductibles or premium ranges. It cites only general statistics on the cost of small-business lawsuits, not Heffernan's own policy terms. 1Checked the Small Business Insurance page on 2026-09-23.
Heffernan Insurance Brokers Business Owner’s Policy Risk Services
Heffernan says its small-business division focuses entirely on the needs of small-business clients and will research and build a custom-designed package for an industry or niche not listed on the page. 1Small Business Insurance page description of the division's approach.
Heffernan Insurance Brokers vs Other Business Owner’s Policy Providers
Other Coverage Lines From Heffernan Insurance Brokers
1 document, numbered as cited. Open the sources