What Does Fidelity Bonds from Heffernan Insurance Brokers Cover?

Heffernan arranges fidelity-type bonds as one line within two specialty practices: an Employee Dishonesty Bond for home-care agencies and a Fidelity/financial institution bond for family offices and financial firms. It places these bonds with insurers rather than issuing them itself. ^1,2Company-reportedHome Care and Family Office practice-page listings; no dedicated fidelity-bond product page was found.

The reviewed pages do not name the insurer or bond underwriter for either the home-care Employee Dishonesty Bond or the family-office fidelity bond. ^1,2Not publicly disclosedHome Care and Family Office pages as read on 2026-09-23.

Heffernan lists fidelity-type bonds for two named buyer segments: home care, home health, and hospice agencies, and family offices, trustees, financial advisors, private equity firms, and foundations. ^1,2Company-reportedDirect practice-page listings; no minimum size or other eligibility criteria for the bond specifically were published.

Heffernan uses two different bond product names for its two client segments: "Employee Dishonesty Bond" for home-care agencies and "Fidelity/financial institution bond" for family offices and financial firms. Neither page describes the bond's insuring agreement, exclusions, or claim triggers. ^1,2Company-reportedHome Care and Family Office pages as read on 2026-09-23.

Neither the home-care nor the family-office page publishes a bond penalty amount, limit, or deductible for the fidelity coverage. ^1,2Not found in reviewed sourcesHome Care and Family Office pages as read on 2026-09-23.

Heffernan's published claims-advocacy services list workers' compensation, general liability, auto, and property claims support; fidelity or crime-bond claims handling is not described on that page. ³Not found in reviewed sourcesClaims Advocacy page as read on 2026-09-23; does not establish that fidelity-bond claims receive no support, only that this page does not describe it.