What Does Professional Liability (E&O) Insurance from Harper Cover?
Harper places professional liability (E&O) insurance for consultants, agencies, tech firms and other professionals, covering errors in the work, negligence claims and defense costs.
Harper Professional Liability Insurance · Updated
What Is Harper’s Role in Professional Liability (E&O) Insurance?
Harper places professional liability coverage as a broker, writing the policy around the applicant's actual services rather than underwriting it, and describes a specialist handling the placement. 1
Company-reported.Professional liability page introduction and 'Why Harper' section.
Harper markets the identical policy under two catalogue entries, "Professional Liability" and "Errors and Omissions"; the E&O page states it is the same policy, just named what a given industry calls it. 2,3
Company-reported.Coverage directory listing plus the E&O page's own description; a naming convention Harper states about itself, not a distinction between two products.
Who Issues Harper Professional Liability (E&O) Insurance?
The reviewed pages name pricing drivers (services performed, revenue, contract size) but do not name the issuing insurer or publish specific limit, retention or premium figures for this line. 1,2
Not publicly disclosed.Checked both the professional-liability and errors-and-omissions pages on 2026-09-23; neither names a carrier or a limit figure.
Who Is Harper Professional Liability (E&O) Insurance For?
Harper targets consultants, agencies, tech firms and licensed professionals whose work product is advice, design or a decision, since general liability doesn't cover a client claiming that work caused a financial loss. 1
Company-reported.Professional liability page introduction and FAQ distinguishing it from general liability.
Coverage Features of Harper Professional Liability (E&O) Insurance
Harper describes coverage for errors and omissions in the work itself, negligence allegations about professional judgment, and legal defense costs, with limits it says are matched to the client contracts that require the policy. 1,2
Company-reported.Professional liability page's four coverage tiles; the E&O page adds that claims often surface a year or more after the work was delivered. The issued policy and its exclusions control actual scope.
Harper Professional Liability (E&O) Insurance Risk Services
Harper says it reads a policy's exclusions line by line before a client buys, because two E&O policies with the same limit can respond very differently to the same claim. 1
Company-reported.Professional liability page 'We know this' section; a described review practice, not an independently verified outcome.
How Do You Apply for Harper Professional Liability (E&O) Insurance?
You request a quote online or by phone; if a client contract requires E&O, Harper says it places coverage matching that requirement and issues the certificate the same day. 1
Company-reported.Professional liability page quote form and FAQ 'My client contract requires E&O. What now?'.
Harper vs Other Professional Liability (E&O) Insurance Providers
Other Coverage Lines From Harper
Sources for Harper Professional Liability (E&O) Insurance
- Professional Liability Insurance. Harper; Know your coverage: What is Professional Liability insurance?; Errors & omissions, Negligence allegations, Legal defense, Contract-driven limits; Why Harper; FAQs on general liability vs. E&O, client E&O requirements, and pricing drivers. Accessed 2026-09-23.
- Errors and Omissions Insurance. Harper; Page states the product is 'Same policy as professional liability, just what your industry calls it'; describes financial-loss claims from professional services and late-arriving claims. Accessed 2026-09-23.
- What We Cover. Harper; Coverage directory list including Errors and Omissions and Professional Liability as separate catalogue entries. Accessed 2026-09-23.