What Does Cyber Insurance from Harper Cover?
Harper places cyber insurance for businesses, including online retailers and marketplace sellers, covering data breaches, payment fraud and hacking incidents.
Harper Cyber Insurance · Updated
What Is Harper’s Role in Cyber Insurance?
For cyber insurance, Harper describes calling the insurance companies that write the coverage for a business and presenting the resulting options to choose from, rather than issuing a cyber policy itself. 2
Company-reported.Homepage 'What we cover' introduction and coverage list, where cyber is one of the enumerated lines.
Who Issues Harper Cyber Insurance?
Harper's public pages do not name the insurer or insurers that would underwrite a cyber policy; the homepage shows an unlabeled panel of insurer logos it says it works with, without listing carriers for cyber specifically. 2
Not publicly disclosed.Checked the homepage insurer-logo panel and eCommerce industry page on 2026-09-23.
Who Is Harper Cyber Insurance For?
Harper positions cyber coverage as relevant to online retailers, dropshipping businesses, marketplace sellers and private-label or direct-to-consumer brands on its eCommerce industry page, while also listing cyber as a general coverage option for any business on the homepage intake. 1,2
Company-reported.eCommerce industry page 'Who this is for' section combined with the homepage's general cyber checkbox; no cyber-specific eligibility criteria (such as revenue thresholds) were found.
What Coverage Features Does Harper Cyber Insurance Include?
Harper's homepage summarizes cyber insurance as coverage for the cleanup if a business's systems or card payments get hacked. 2
Company-reported.Homepage 'What we cover' blurb; the issued policy and declarations would control actual insuring agreements and exclusions.
On its eCommerce industry page, Harper describes cyber protection as covering data breaches, payment fraud, hacking incidents and exposure of customer information, and its FAQ adds that cyber liability coverage may apply to customer notification costs, credit monitoring and certain regulatory expenses. 1
Company-reported.eCommerce industry page; this description is given in the context of online retailers, dropshippers, marketplace sellers and DTC brands, and may not describe cyber coverage the same way for other industries.
What Limits and Retentions Does Harper Cyber Insurance Have?
The reviewed pages do not publish cyber policy limits, retentions or a claims-made versus occurrence trigger; the eCommerce page's cost FAQ discusses eCommerce insurance overall rather than cyber coverage alone, so it is not used as a cyber-specific figure here. 1,2
Not publicly disclosed.Checked the homepage and eCommerce industry page on 2026-09-23.
How Do You Apply for Harper Cyber Insurance?
You can start a cyber quote through Harper's online intake by selecting the 'Hacking, data breaches, card fraud (cyber)' checkbox alongside the business's state, estimated annual revenue and a description of what it does. 2
Company-reported.Homepage quote-intake form.
Harper Cyber Insurance Compared With Other Providers
Other Coverage Lines Documented for Harper
Sources for Harper Cyber Insurance
- eCommerce Insurance. Harper; Know your coverage: What is eCommerce insurance?; Cyber Protection callout; Who this is for; Why Harper; FAQ 'Does insurance cover data breaches or hacking?'. Accessed 2026-09-23.
- Harper Homepage. Harper; What we cover: 'Cyber insurance — If your systems or card payments get hacked, this covers the cleanup.'; quote-intake checkbox 'Hacking, data breaches, card fraud (cyber)'. Accessed 2026-09-23.