Insurance provider

What Does Professional Liability (E&O) Insurance from Coalition Cover?

Coalition sells professional liability (E&O) insurance to any business that performs professional services, as an add-on to its Active Cyber Insurance, through appointed brokers.

Coalition Miscellaneous Professional Liability (MPL) · Updated

What Is Coalition’s Role in Professional Liability (E&O) Insurance?

  • Coalition designs and distributes MPL as an add-on coverage that combines with certain Active Cyber Insurance policies, sold through appointed brokers. 1

    Company-reported.Miscellaneous Professional Liability product page as read on 2026-09-23.

Who Issues Coalition Professional Liability (E&O) Insurance?

  • Coalition's disclaimer page has named sections for admitted cyber, non-admitted cyber, and admitted executive risk, but no equivalent 'Admitted MPL' section, indicating MPL is placed on a non-admitted (surplus lines) basis with unaffiliated insurers the disclaimer does not name. 2

    Not publicly disclosed.U.S. Disclaimers page as read on 2026-09-23; the buyer's declarations page names the actual issuing insurer.

Who Is Coalition Professional Liability (E&O) Insurance For?

  • Coalition markets MPL to any business that performs professional services, naming examples such as consultants, marketing and PR firms, staffing firms, printers, interior decorators, photographers and videographers, and property managers. 1

    Company-reported.Miscellaneous Professional Liability product page as read on 2026-09-23.

Coverage Features of Coalition Professional Liability (E&O) Insurance

  • Coalition says MPL covers defense costs, settlements, judgments, and other expenses from claims of errors and omissions in professional services, including negligence, failure to provide service, and misstatements about the service performed, on a duty-to-defend basis even when the business is not ultimately at fault. 1

    Company-reported.Miscellaneous Professional Liability product page as read on 2026-09-23; the issued policy controls actual terms.

How Do You Apply for Coalition Professional Liability (E&O) Insurance?

  • Coalition sells MPL only as an addition to an Active Cyber Insurance quote, saying it takes just a few extra questions to add, rather than as a stand-alone policy. 1

    Company-reported.Miscellaneous Professional Liability product page as read on 2026-09-23.

Coalition Professional Liability (E&O) Insurance Claims Support

  • Coalition says its in-house claims team manages both MPL and cyber claims in one place, which it describes as a smoother, more coordinated process for the policyholder. 1

    Company-reported.Miscellaneous Professional Liability product page as read on 2026-09-23; speed and efficiency descriptions are company-reported and not independently verified.

Coalition vs Other Professional Liability (E&O) Insurance Providers

Other Coverage Lines From Coalition

Sources for Coalition Professional Liability (E&O) Insurance

  1. Miscellaneous Professional Liability. Coalition; Why Miscellaneous Professional Liability?; MPL Advantage; What does MPL cover?; What types of claims does MPL protect against?; What types of businesses could benefit from MPL?; Why does 'Duty to Defend' coverage matter? Accessed 2026-09-23.
  2. U.S. Disclaimers. Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted Executive Risk (names Zurich American Insurance Company, NAIC 16535); no 'Admitted MPL' or 'Admitted Tech E&O' section appears on the page. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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