Insurance provider

What Does D&O Insurance from Coalition Cover?

Coalition sells D&O insurance through appointed brokers to private and not-for-profit U.S. organizations with up to 1,000 employees, protecting leaders from liability for business decisions.

Coalition Executive Risks — Directors and Officers Liability (D&O) · Updated

What Is Coalition’s Role in D&O Insurance?

  • Coalition designs and distributes D&O as one of four coverages in its Executive Risks product suite, sold through appointed brokers. 1

    Company-reported.Executive Risks product page as read on 2026-09-23.

Who Issues Coalition D&O Insurance?

  • Coalition's disclaimer names Zurich American Insurance Company (NAIC 16535) as the admitted carrier for Executive Risks, and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated insurers on a non-admitted basis, so the carrier for a specific D&O policy depends on the placement route. 2

    Company-reported.U.S. Disclaimers page as read on 2026-09-23.

Who Is Coalition D&O Insurance For?

  • Coalition says Executive Risks products, including D&O, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. 1

    Company-reported.Executive Risks FAQ as read on 2026-09-23.

What Coverage Features Does Coalition D&O Insurance Include?

  • Coalition says D&O coverage protects company leadership from liability arising from their business decisions, including alleged breaches of duty or financial mismanagement. 1

    Company-reported.Executive Risks product page as read on 2026-09-23; exclusions and limitations apply per the page footer, and the issued policy controls actual terms.

What Limits and Retentions Does Coalition D&O Insurance Have?

  • Coalition says limits up to $10 million per coverage line may be available for Executive Risks products, including D&O, subject to exclusions and limitations. 1

    Company-reported.Executive Risks FAQ as read on 2026-09-23; not a quoted or bindable limit for any specific applicant.

What Risk Services Come With Coalition D&O Insurance?

  • Coalition says Executive Risks policyholders, including D&O buyers, get a customized risk assessment, a hotline for assistance with HR and director/officer-related issues, employee training, a handbook builder, and website compliance tools. 1

    Company-reported.Executive Risks page and FAQ as read on 2026-09-23.

How Do You Apply for Coalition D&O Insurance?

  • Coalition distributes Executive Risks, including D&O, only through appointed insurance brokers rather than direct to buyers. 1

    Company-reported.Executive Risks product page as read on 2026-09-23.

How Does Coalition Compare With Other D&O Insurance Providers?

Other Coverage Lines From Coalition

Sources for Coalition D&O Insurance

  1. Executive Risks. Coalition; Product Offering: Directors and Officers Liability (D&O) — offers protection for company leadership from liability arising from their business decisions, including alleged breaches of duty or financial mismanagement; FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders? Accessed 2026-09-23.
  2. U.S. Disclaimers. Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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