What Does Umbrella and Excess Liability Insurance from AIG Cover?

AIG markets admitted and non-admitted excess casualty capacity, including lead umbrella, mid-excess and high-excess positions. The legal insurer and structure for a specific tower are account-specific. ¹Company-reportedRole in this product is limited to the description on the linked AIG source.

AIG describes lead umbrella, mid-excess and high-excess placements for a wide range of accounts, including small-business and corporate risks. It does not state an account-specific appetite or attachment eligibility. ¹Company-reportedAudience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.

AIG describes excess liability protection against severe liabilities and lead umbrella placements that may integrate with other casualty lines. The exact underlying policies, attachment points and follow-form terms depend on the placement. ¹Company-reportedAIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.

AIG advertises up to $75 million total capacity on an individual-account basis, subject to underwriting. This is not a standard or guaranteed limit for a buyer. ¹Not publicly disclosedThis statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.

AIG describes in-house risk experts, claims specialists, litigation-management strategies and integration with domestic and foreign casualty platforms. Those services do not change policy wording. ¹Company-reportedThe linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.