What Does Builders Risk Insurance from AIG Cover?
AIG offers builders risk insurance for construction projects, from single projects to master programs.
AIG Builders Risk · Updated
What Is AIG’s Role in Builders Risk Insurance?
AIG markets Builders Risk as a construction property insurance solution for single projects and master programs. AIG is the marketing name; the page says products are written or provided by AIG subsidiaries or affiliates and does not identify the issuing company for a particular policy. 1
Company-reported.AIG’s U.S. Builders Risk product page and its general legal footer. This establishes AIG’s marketed product and issuer structure, not the insurer on an individual quote, binder or policy.
Who Is AIG Builders Risk Insurance For?
The page describes solutions for a range of construction projects, including small, mid-sized and complex projects, and says AIG develops domestic, multinational and multi-year arrangements. It also describes customized options for wood-frame structures. These are marketed capabilities, not eligibility guarantees. 1
Company-reported.Project types and program configurations stated on AIG’s U.S. Builders Risk page. The page does not provide a complete underwriting appetite or state-by-state availability schedule.
What Coverage Features Does AIG Builders Risk Insurance Include?
AIG describes tailoring project coverage to construction risks and gives an example of arranging coverage for a project standstill and an extension for the expected remaining project term. These examples do not establish that any buyer is entitled to a standstill extension or that it is included in a policy. 1
Company-reported.AIG’s illustrative Builders Risk marketing examples. The page directs interested buyers to the actual policy for coverage scope, limitations, terms, conditions and exclusions.
What Limits and Retentions Does AIG Builders Risk Insurance Have?
The reviewed product page does not state a standard policy limit, deductible or retention. AIG says coverage depends on the actual policy language; confirm the applicable amounts and conditions in the quote and issued policy. 1
Not publicly disclosed.AIG’s U.S. Builders Risk marketing page as reviewed on 2026-09-30. No buyer-specific quote, declarations or policy form was reviewed; this is not a finding that such terms are unavailable from AIG.
What Risk Services Come With AIG Builders Risk Insurance?
AIG says its risk engineers can work with clients on loss-prevention improvements and customized service plans, including loss-control reports. The page describes these as risk services and does not make them policy coverage or a guaranteed loss outcome. 1
Company-reported.Company-described services on the U.S. Builders Risk page; availability for a particular account is not specified.
How Does AIG Handle Builders Risk Insurance Claims?
AIG states that, after property-damage coverage is confirmed, it promises working funds equal to 50% of its share of the agreed property-damage estimate within seven days. This is AIG’s stated claim-funding service condition; the page does not make it a general claim-payment deadline or establish policy entitlement for every loss. 1
Company-reported.Conditional company statement on the Builders Risk page. It applies only as described there and remains subject to the actual policy and claim circumstances.
How Does AIG Compare With Other Builders Risk Insurance Providers?
Other Coverage Lines From AIG
Sources for AIG Builders Risk Insurance
- Builders Risk Insurance. AIG US; ‘Why choose AIG Builders Risk Insurance?’ and ‘AIG Advantage’: lines 242–280, including project scope, tailored solutions, risk engineering and conditional claim-funding statement; policy-language and coverage caveat lines 365–366; legal footer lines 411–415. Accessed 2026-09-30.