What Does Cyber Insurance from AIG Cover?
AIG offers cyber insurance in three forms, CyberEdge, CyberEdge Plus and CyberEdge PC, as a standalone policy or an add-on to selected policies.
AIG CyberEdge, CyberEdge Plus and CyberEdge PC · Updated
What Is AIG’s Role in Cyber Insurance?
AIG markets three distinct cyber forms: CyberEdge, CyberEdge Plus and CyberEdge PC. AIG says coverage may be bought as a standalone CyberEdge policy or endorsed onto selected Financial Lines, Property and Casualty policies; the forms are not interchangeable descriptions of one coverage grant. 1
Company-reported.AIG’s U.S. CyberEdge page; endorsement availability is stated only for selected policies. AIG’s legal footer says policies are written by subsidiaries or affiliates and coverage depends on underwriting and policy language.
Who Is AIG Cyber Insurance For?
AIG describes cyber coverage and risk services for organizations and clients. The reviewed product page does not publish a complete eligible-industry, revenue or security-control appetite; a particular applicant’s eligibility remains subject to underwriting. 1
Company-reported.Audience stated by AIG on its U.S. CyberEdge marketing page; no application eligibility schedule was reviewed.
What Coverage Features Does AIG Cyber Insurance Include?
AIG describes CyberEdge as addressing breach-related financial costs such as response, data restoration, network interruption and cyber extortion. CyberEdge Plus is described for physical-world losses caused by a cyber event, including business interruption, property damage and physical injury; CyberEdge PC is described as excess of traditional property and casualty policies on a difference-in-conditions/difference-in-limits basis. The page says actual coverage depends on the facts and policy terms, conditions and exclusions. 1
Company-reported.Product summaries on AIG’s U.S. page, preserving differences among the three forms. Examples are not a promise that any loss or expense is covered under an issued policy.
What Limits and Retentions Does AIG Cyber Insurance Have?
The reviewed page does not state standard cyber limits, retentions or sublimits. Confirm each amount and applicable form in the quote and issued policy. 1
Not publicly disclosed.AIG’s U.S. CyberEdge marketing page reviewed 2026-09-30; no buyer-specific quote, application outcome or policy wording was reviewed.
What Risk Services Come With AIG Cyber Insurance?
AIG describes cyber risk assessment, threat intelligence, alerts about known vulnerabilities, and a Cyber Resiliency Program. The page says these services help clients assess and improve cyber resilience; it does not promise that they prevent a breach or are available on identical terms with every form. 1
Company-reported.Company-described cyber risk services on AIG’s U.S. CyberEdge page; product and account applicability should be confirmed in the quote.
How Do You Apply for AIG Cyber Insurance?
AIG links a U.S. Cyber underwriting application and invites brokers to contact its national product and distribution teams. The page does not say that submitting an application results in a quote, acceptance or binding. 1
Company-reported.Application and broker contact links on AIG’s U.S. CyberEdge page; no completed application or binding workflow was reviewed.
How Does AIG Handle Cyber Insurance Claims?
AIG says its cyber insureds can use a 24/7 claims hotline and that its claims team works with specialized legal and forensic firms on incident response. AIG’s example also describes assistance with regulatory disclosures and notifications. These service statements do not guarantee claim acceptance, payment or a particular response time. 1
Company-reported.Company-reported services and example on AIG’s CyberEdge page; policy terms and the circumstances of a loss control any claim.
How Does AIG Compare With Other Cyber Insurance Providers?
Other Coverage Lines From AIG
Sources for AIG Cyber Insurance
- Cyber Insurance — CyberEdge. AIG US; Cyber risk services and hotline, lines 253–284; coverage structure and separate CyberEdge, CyberEdge Plus, and CyberEdge PC descriptions, lines 353–374; AIG cyber claim expenses example, lines 343–352; application/contact materials, lines 358–409; policy-language caveat and legal footer, lines 449–485. Accessed 2026-09-30.