What Insurance Covers Wrongful Termination?
EPLI may cover a covered wrongful-termination claim, including defense costs, subject to the policy’s exclusions and reporting terms.
Whether it responds depends on who is insured, the reason alleged, prior knowledge, and claims-made timing.
Check the claimant definition, defense-cost treatment, retention, exclusions, and reporting deadline in your quote. Compare the policy’s definition of wrongful termination with the conduct alleged.
Coverage Guides Related to Employment Practices Liability Insurance
Sources for Employment Practices Liability Insurance Answers
- Commercial general liability insurance. Insurance Information Institute; Coverage A: Bodily Injury and Property Damage Liability; Purchasing commercial general liability insurance; Directors and Officers liability. Accessed 2026-09-25.
- Harassment. U.S. Equal Employment Opportunity Commission; Harassment; Employer Liability for Harassment. Accessed 2026-09-25.
- Employment Practices Liability Solution. Great American Insurance Company; specimen hosted by ABA Insurance Services; Wage and Hour Violations endorsement, PDF pp.18–19. Accessed 2026-09-25.