What Insurance Covers Discrimination Claims?

EPLI may defend specified workplace discrimination claims, but the claimant, alleged conduct, and policy exclusions must qualify.

A workplace allegation is not itself a court or agency finding.

Check covered claimants, defense costs, exclusions, retention, limits, and notice dates. Confirm which entities and locations are insured.

Sources for Employment Practices Liability Insurance Answers

  1. Commercial general liability insurance. Insurance Information Institute; Coverage A: Bodily Injury and Property Damage Liability; Purchasing commercial general liability insurance; Directors and Officers liability. Accessed 2026-09-25.
  2. Harassment. U.S. Equal Employment Opportunity Commission; Harassment; Employer Liability for Harassment. Accessed 2026-09-25.
  3. Employment Practices Liability Solution. Great American Insurance Company; specimen hosted by ABA Insurance Services; Wage and Hour Violations endorsement, PDF pp.18–19. Accessed 2026-09-25.

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