What Insurance Covers Sexual Harassment Claims?
EPLI may cover specified sexual-harassment claims from employees or third parties, subject to the policy’s definitions and reporting terms.
An EPLI policy may treat these claimants differently and may require notice before a lawsuit is filed.
Check claimant definitions, third-party coverage, exclusions, defense costs, retention, limits, and reporting deadlines. Confirm which entities and workforce locations are covered.
Coverage Guides Related to Employment Practices Liability Insurance
Sources for Employment Practices Liability Insurance Answers
- Commercial general liability insurance. Insurance Information Institute; Coverage A: Bodily Injury and Property Damage Liability; Purchasing commercial general liability insurance; Directors and Officers liability. Accessed 2026-09-25.
- Harassment. U.S. Equal Employment Opportunity Commission; Harassment; Employer Liability for Harassment. Accessed 2026-09-25.
- Employment Practices Liability Solution. Great American Insurance Company; specimen hosted by ABA Insurance Services; Wage and Hour Violations endorsement, PDF pp.18–19. Accessed 2026-09-25.