What Insurance Covers Equipment In Transit?
Inland-marine or transit coverage may protect equipment while it moves, if the equipment, route, and limits are covered.
A contractor’s tools in a truck and inventory shipped to a buyer are different exposures. Equipment coverage can apply to scheduled items in transit; cargo coverage insures goods in shipment for a covered interest.
Check equipment or goods schedules, transit routes, theft restrictions, per-item limits, and whether the insured owns the property or bears the loss risk.
Coverage Guides Related to Business Insurance
Sources for Business Insurance Answers
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Builders’ Risk Policies; Commercial General Liability; Directors & Officers Liability; Auto Liability; Business Interruption; Equipment Breakdown & Machinery. Accessed 2026-09-25.
- Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-25.
- Commercial Insurance Guide. California Department of Insurance; Inland Marine; Coverage Forms and/or Specialty Coverages. Accessed 2026-09-25.