What Insurance Covers Slip And Fall Accidents?

CGL may cover a customer’s slip-and-fall injury claim at a covered premises or operations site.

A customer who slips at a shop or is injured during your work may bring a third-party claim; where it happened and who controlled the area matter.

Check insured locations, occurrence wording, premises exclusions, limits, and notice requirements. Preserve incident reports and maintenance records if a claim is made.

Sources for General Liability Insurance Answers

  1. Commercial general liability insurance. Insurance Information Institute; Coverage A: Bodily Injury and Property Damage Liability; Purchasing commercial general liability insurance; Directors and Officers liability. Accessed 2026-09-25.
  2. Commercial General Liability Coverage Form. ISO; specimen hosted by Hiscox; I.A.2.j–n pp.4–5; I.A.2.c–g pp.2–4; III pp.10. Accessed 2026-09-25.

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