What Insurance Covers Directors?
D&O may cover claims against directors for alleged wrongful acts in their insured leadership role.
D&O is tied to management acts performed in an insured director or officer capacity. It does not automatically cover personal activities or every claim against someone with a board title.
Check insured capacities, entity coverage, exclusions, shared limits, and claims-made reporting terms. Confirm the organization and board roles appear in the declarations.
Coverage Guides Related to D&O Insurance
Sources for D&O Insurance Answers
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Builders’ Risk Policies; Commercial General Liability; Directors & Officers Liability; Auto Liability; Business Interruption; Equipment Breakdown & Machinery. Accessed 2026-09-25.
- Commercial general liability insurance. Insurance Information Institute; Directors and Officers liability. Accessed 2026-09-25.