Does General Liability Cover Defamation?

CGL may cover a defamation claim if it fits the policy’s definition of personal and advertising injury. The ISO specimen includes certain oral or written publications, but exclusions can remove claims involving knowing falsity, earlier publications, contract disputes, or some media businesses.

Check the issued form’s definition, exclusions, defense terms, and limits. If you publish content or provide media services, ask whether a media liability policy is needed and how any media-business exclusion applies.