Resilience vs TechInsurance: How Do They Compare for Business Insurance?

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services for businesses. ^1,3,4Company-reported. Brand-level offering; not a statement that the brand is the risk-bearing insurer.

Confirm who will place the policy in California: Resilience names Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions and NPN 19169260 as US distributor, but this disclosure is not independent license verification. ²Company-reported. US distribution entity; regulator license lookup not completed.

Small businesses can use TechInsurance to compare quotes and work with agents; it operates as an agency and brokerage. Its legal disclosure identifies it as a division of Specialty Program Group LLC, doing business in California as SPG Insurance Solutions. ^13,19,20Company-reported. Brand and disclosed producer entity; company sources, not independent regulatory verification.

TechInsurance describes itself as part of Insureon and HUB International. Its history says HUB acquired Insureon’s digital agency in 2022 while Bold Penguin acquired the technology platform; HUB’s acquisition announcement placed the agency operations within Specialty Program Group. ^12,13,22Company-reported. Current company relationship descriptions plus historical acquisition announcement; does not make HUB or Bold Penguin the policy insurer.

Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. ⁴Company-reported. Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.

TechInsurance markets to small businesses, including startups and freelancers, with a technology focus spanning software developers, SaaS companies, IT consultants and managed service providers. Its catalogue also serves traditional industries. ^18,17Company-reported. Marketed customer groups, not acceptance criteria or proof of growth-stage capacity.

Brokers can access Resilience through its broker page and businesses can submit an inquiry; no end-to-end self-serve purchase or binding-time guarantee was documented. ^5,7Company-reported. Observed public broker/contact route; no application submitted or portal accessed.

TechInsurance describes a single application for comparing multiple insurance quotes, followed by policy purchase and online coverage management, with licensed-agent guidance available. ¹²Company-reported. Public application description; no application submitted or quote obtained.

TechInsurance’s account instructions warn that quotes may take time to appear after an application is submitted; an application is not confirmation of bound coverage. ¹³Company-reported. Public quote-account instructions; no universal turnaround time established.

Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. ^8,9Company-reported. Current named cybersecurity products; outcomes not independently established.

You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. ²Company-reported. Company disclaimer; does not establish free services or package pricing.

Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. ^5,3,4Not publicly disclosed. Scoped to current HTML pages; older package materials were not used to promise current renewal terms.

TechInsurance says it provides a dedicated account manager and online certificate access. Its instructions require an active policy for a certificate request and direct urgent requests to the account manager. ^11,13Company-reported. Documented service description, not tested service speed or quality.

The reviewed About and Contact pages do not establish a renewal remarketing schedule, a contractual response-time commitment, or the scope of dedicated support for a complex growth-stage insurance program. ^12,13Not publicly disclosed. Scoped public-information gap; does not establish that these services are unavailable.

Resilience says an in-house team and claims manager are available 24/7 through settlement, with privacy, forensic, recovery and crisis specialists; these service claims are not independently measured. ⁶Company-reported. Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.

TechInsurance’s claims guidance generally directs customers to the insurance carrier. It says its agents can help locate policy information or the insurer’s contact details; it does not establish that TechInsurance adjusts claims or guarantees an outcome. ²¹Company-reported. Educational claims instructions used only for the explicitly described agent-contact service, not evidence of coverage or claims quality.