Alliance Risk vs Foxquilt: How Do They Compare for Business Insurance?

Alliance Risk describes broker-led technology placements, including review of an existing Tech E&O policy and outreach to specialist insurers. Foxquilt markets small-business CGL and E&O with online quote and purchase options plus agent and broker channels; neither route establishes eligibility or policy terms for your company.

An Overview of Alliance Risk and Foxquilt

Foxquilt’s published pages offer online quote and purchase for small-business CGL and E&O, while Alliance Risk describes broker-led technology placements that include reviewing an existing Tech E&O program and approaching specialist insurers. That distinction matters if you want a direct online application for a standard small-business need versus a broker discussion about a technology risk; the pages do not establish that either company will quote your business or that the products have matching terms. ¹⁶ ¹⁷ ¹⁰

The catalogue below reflects lines each company markets. A listed line does not establish matching policy forms, limits, exclusions, insurers, or availability for your location. Foxquilt’s own materials give different availability scopes by product and channel, so confirm your specific class and state or province. ¹³ ¹⁴ ¹

Read several Foxquilt rows narrowly: hired and non-owned auto is shown as a commercial-auto feature; technology and creative are classes within broader E&O, not a separately established technology form; the product page documents umbrella but not separate excess; and the cleaner program describes limited mobile-equipment/inland-marine and crime coverage, not a bond product just because a heading says Crime/Bonds. These labels do not establish separate policies or equivalent terms. ¹⁵ ¹⁷ ²⁷ ²⁹ ²⁸

What Stands Out About Alliance Risk and Foxquilt?

Alliance Risk at a Glance

Focuses on technology companies from pre-seed through IPO, including SaaS, hardware, fintech, healthtech and AI. ¹Company-reportedAlliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.
Get a no-charge review of your technology E&O policy. ¹⁰Company-reportedAlliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.

Foxquilt at a Glance

Foxquilt serves small and midsize businesses, with contractors, e-commerce, consultants, technology and creative professionals among its examples. ^13,^16,¹⁷Company-reportedCompany-described North American small-business audience and example product classes; actual appetite depends on product, class, state and underwriting.
Customers can request and buy commercial general liability and E&O online, with team assistance available and documents delivered after purchase. ^16,^17,¹²Company-reportedCompany-reported CGL and E&O purchase workflow; no form was submitted and no quote or purchase was completed in this research.

Alliance Risk vs Foxquilt Coverage Lines Compared

Coverage	Alliance Risk	Foxquilt
Builders risk	Listed ⁹Alliance Risk arranges builders risk insurance.	Listed ²²Builder’s risk product page; policy-specific construction terms not established.
Business owner’s policy	Listed ⁹Alliance Risk arranges business owner’s policies.	Listed ¹³Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.
Cargo and transit	Listed ⁹Alliance Risk arranges inland and ocean marine coverage for goods in transit.	Not listed
Commercial auto	Listed ⁹Alliance Risk arranges commercial auto insurance.	Listed ¹⁹Commercial auto product page; HNOA is not split out.
Commercial property	Listed ⁹Alliance Risk arranges property insurance.	Listed ²¹Commercial property product page.
Crime	Listed ⁹Alliance Risk arranges crime insurance.	Listed ^28,²⁹Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.
Cyber liability	Listed ⁹Alliance Risk arranges cyber liability insurance.	Listed ²⁰Cyber product page; policy terms and limits not established.
Directors and officers	Listed ⁹Alliance Risk arranges directors and officers liability insurance.	Not listed
Employment practices liability	Listed ⁹Alliance Risk arranges employment practices liability insurance.	Not listed
Equipment breakdown	Listed ⁹Alliance Risk arranges equipment breakdown insurance.	Not listed
Fiduciary liability	Listed ⁹Alliance Risk arranges fiduciary liability insurance.	Not listed
General liability	Listed ⁹Alliance Risk arranges general liability insurance.	Listed ^16,¹⁴Company CGL product page; line-specific CGL membership only.
Hired and non-owned auto	Not listed	Listed ¹⁵Advertised as a Hired & non-owned feature beneath Foxquilt’s Commercial Auto card; no distinct HNOA policy or terms established.
Intellectual property	Listed ¹Alliance Risk arranges intellectual-property insurance for technology businesses.	Not listed
Key person	Listed ⁹Alliance Risk arranges key person insurance.	Not listed
Liquor liability	Listed ⁹Alliance Risk arranges liquor liability for businesses serving or selling alcohol.	Not listed
Management liability	Listed ¹¹Alliance Risk advises on management-liability packages and standalone options.	Not listed
Media liability	Listed ⁹Alliance Risk arranges media and advertising liability insurance.	Not listed
Product liability	Listed ⁹Alliance Risk arranges product liability insurance.	Not listed
Product recall	Listed ⁹Alliance Risk arranges product recall insurance.	Not listed
Professional errors and omissions (E&O)	Listed ⁹Alliance Risk arranges professional liability insurance.	Listed ¹⁷Professional E&O product page.
Technology errors and omissions (E&O)	Listed ⁹Alliance Risk arranges technology errors and omissions insurance.	Listed ¹⁷Technology/creative class within broader E&O; no separate technology form established.
Tools, equipment and inland marine	Listed ⁹Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.	Listed ^13,²⁹Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.
Umbrella and excess liability	Listed ⁹Alliance Risk arranges umbrella and excess liability insurance.	Listed ^13,²⁷Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
Workers’ compensation	Listed ⁹Alliance Risk arranges workers’ compensation insurance.	Listed ¹⁸Workers’ compensation page; state requirements vary.

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Alliance Risk and Foxquilt Coverage, Line by Line

Open what Alliance Risk and Foxquilt each document for one coverage line.

Builders Risk Insurance
- Alliance Risk Builders Risk Insurance
- Foxquilt Builders Risk Insurance
Commercial Auto Insurance
- Alliance Risk Commercial Auto Insurance
- Foxquilt Commercial Auto Insurance
Commercial Property Insurance
- Alliance Risk Commercial Property Insurance
- Foxquilt Commercial Property Insurance
Crime Insurance
- Alliance Risk Crime Insurance
- Foxquilt Crime Insurance
Cyber Insurance
- Alliance Risk Cyber Insurance
- Foxquilt Cyber Insurance
General Liability Insurance
- Alliance Risk General Liability Insurance
- Foxquilt General Liability Insurance
Inland Marine Insurance
- Alliance Risk Inland Marine Insurance
- Foxquilt Inland Marine Insurance
Professional Liability (E&O) Insurance
- Alliance Risk Professional Liability (E&O) Insurance
- Foxquilt Professional Liability (E&O) Insurance
Tech E&O Insurance
- Alliance Risk Tech E&O Insurance
- Foxquilt Tech E&O Insurance
Umbrella and Excess Liability Insurance
- Alliance Risk Umbrella and Excess Liability Insurance
- Foxquilt Umbrella and Excess Liability Insurance
Workers’ Compensation Insurance
- Alliance Risk Workers’ Compensation Insurance
- Foxquilt Workers’ Compensation Insurance

Alliance Risk and Foxquilt Reliability Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Alliance Risk Reliability Scores

Broker

5.8/ 10

Provider assessment

Foxquilt Reliability Scores

Managing general agent

Carrier & MGA

No Reliability Score

Provider assessment

Alliance Risk and Foxquilt Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Alliance Risk Review Score

–/ 10

Review Score

No reviews found

Alliance Risk has no customer ratings on the review sites we checked, so there's no Review Score yet. That says nothing bad about the company; it means you'll need to ask for references.

Read Alliance Risk reviews

Foxquilt Review Score

8.9/ 10

Review Score

3 rated sources

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

Read Foxquilt reviews

Which Buyer Is Each Route Designed For?

Technology businesses from pre-seed through public-company stages can ask Alliance Risk about coverage, including SaaS, hardware, fintech, healthtech and AI. ¹Company-reportedAlliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.

Foxquilt says it serves small and midsize businesses and business-to-business networks. Its current CGL and E&O pages name contractors, e-commerce, personal services, consultants, technology and creative professionals, licensed professionals, and beauty and health services as target examples; listed classes are not guarantees of eligibility. ^13,^16,¹⁷Company-reportedCompany-described North American small-business audience and example product classes; actual appetite depends on product, class, state and underwriting.

Alliance Risk’s published technology segment names software, hardware, fintech, healthtech, and AI businesses across company stages. Foxquilt’s CGL and E&O pages give a wider small-business class list that includes technology and creative professionals. A technology label alone does not establish that the same Tech E&O form or underwriting appetite is available through both routes. ¹ ¹⁷

What Happens Before a Quote?

To get a technology E&O proposal, prepare service details, revenue, employee count, major client contracts, current coverage, five-year claims history and customer concentration; Alliance Risk says it reviews the current program and approaches specialist insurers. ¹⁰Company-reportedAlliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.

Foxquilt says customers can request and buy CGL and E&O online, with team assistance available, and receive documents after purchase. Its screens show example businesses, sample limits and prices; these are company illustrations, not quotes tested for a buyer or evidence that every risk can bind online. ^16,^17,¹²Company-reportedCompany-reported CGL and E&O purchase workflow; no form was submitted and no quote or purchase was completed in this research.

If you already have technology E&O, Alliance Risk’s described process gives you a place to ask about policy review, retroactive dates, and alternative markets. Foxquilt’s published online path is more direct for CGL and E&O, but its example quote screens are illustrations, not a quote or proof that every risk can bind online. ¹⁰ ¹²

What Should You Ask Both Alliance Risk and Foxquilt?

For a technology E&O placement, will you review our current policy and contracts, and which service details, revenue, customer concentration, and claims history should we prepare? Ask Alliance Risk to distinguish its estimate from a binding deadline. ¹⁰ ¹
For Foxquilt’s online CGL or E&O option, can this business and class bind in our state or province, and which insurer, producer, limits, exclusions, and effective date will appear in the quote and policy? ¹⁶ ¹⁷ ¹⁴
Before comparing total cost, what commissions, service fees, or other charges apply to this placement? Alliance Risk’s terms permit several fee types without publishing amounts; Foxquilt’s compensation disclosure describes commissions but does not map a rate to a U.S. entity, product, or policy. ³ ²⁴

Alliance Risk vs Foxquilt Services Compared

What each provider documents about the services you may need

Criteria	Alliance Risk	Foxquilt
Customer focus	Technology businesses from pre-seed through public-company stages can ask Alliance Risk about coverage, including SaaS, hardware, fintech, healthtech and AI. ¹Company-reportedAlliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.	Foxquilt says it serves small and midsize businesses and business-to-business networks. Its current CGL and E&O pages name contractors, e-commerce, personal services, consultants, technology and creative professionals, licensed professionals, and beauty and health services as target examples; listed classes are not guarantees of eligibility. ^13,^16,¹⁷Company-reportedCompany-described North American small-business audience and example product classes; actual appetite depends on product, class, state and underwriting.

Sources

29 documents, numbered as cited. Open the sources

Sources for Alliance Risk vs Foxquilt

Alliance Risk Official Website

1
Technology Insurance. Alliance Risk; What is Technology Insurance?; Types of Technology; Types of Coverage; startup placement introduction; quote documents and process. Accessed 2026-09-16.
2
About Us. Alliance Risk; Our Story. Accessed 2026-09-16.
3
Terms & Conditions. Alliance Risk; Sections 1, 4, 5, 17 and 18; last updated October 30, 2024. Accessed 2026-09-16.
4
Privacy Policy. Alliance Risk; Sections 1, 4, 5 and 13; revised October 30, 2024. Accessed 2026-09-16.
5
Insurance Licenses. Alliance Risk; CA entry; site footer producer trade name and NPN. Accessed 2026-09-16.
6
Get a Quote. Alliance Risk; Request form; Prefer to Call?; Why Alliance Risk? section. Accessed 2026-09-16.
7
Contact Us. Alliance Risk; Prefer to Call?; Talk to an Expert. Accessed 2026-09-16.
8
All In One Insurance Risk Advisory to Protect Your Business. Alliance Risk; Why Us?; footer brokerage disclosure. Accessed 2026-09-16.
9
Alliance Products. Alliance Risk; Coverages product cards, from Accountant Professional Liability through Wrap-Up Insurance. Accessed 2026-09-16.
10
Tech E&O Insurance. Alliance Risk; Opening placement description; Get Your Tech E&O Risk Review; What We Need for Your Quote; Policy Review. Accessed 2026-09-16.
11
Management Liability Insurance: How D&O, EPLI, and Fiduciary Fit Together. Alliance Risk; Closing offer to recommend a package or standalone approach; three core lines. Accessed 2026-09-16.

Foxquilt Official Website

12
Commercial Insurance, Business Liability Coverage | Foxquilt. Foxquilt; Homepage: available-now CGL and E&O; other recommended products; digital purchase workflow; illustrative quote screens and carrier/support marks. Accessed 2026-09-29.
13
About Us - North American Business Insurance Company. Foxquilt; Our Primary Coverages; North American Distribution; Foxden; broad company-level distribution statement. Accessed 2026-09-29.
14
Become a Foxquilt Agent/Broker Partner. Foxquilt; Agent/broker product and servicing marketing: quote/bind/service in Foxden and instant documents (lines 22–24); service requests manage endorsements/cancellations (lines 130–138); digital servicing support says digitally manage endorsements/cancellations (lines 206–208); agents can file change requests in Foxden (lines 262–266). Separate CGL live selector states 42 U.S. states, 7 Canadian provinces and ‘Admitted paper Yes’ (lines 210–227). Page calls Foxquilt a ‘North American Carrier’ and says two products are built/underwritten in-house (lines 145–152). Directly reopened 2026-09-29. Provider-published marketing, not independent regulator verification; exact license-holding entity/type/identifier, specific policy authority and request-processing terms are not disclosed here. Accessed 2026-09-29.
15
Other Coverages. Foxquilt; Other Coverages page: Workers’ Compensation, Commercial Auto, Cyber Liability and Commercial Property cards; Commercial Auto card lists Owned vehicles, Hired & non-owned, and Tools in transit as features; CGL/E&O are marked available now. Directly inspected 2026-09-29, lines 22–70. Accessed 2026-09-29.
16
Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
17
Professional Liability (E&O). Foxquilt; E&O summary and claims-made label; coverage examples; “Tech & Creative” classes; digital quote/buy; North American availability; lines 22–29, 52–65, 99–120, 138–253. Accessed 2026-09-29.
18
Workers’ Compensation Insurance. Foxquilt; State-requirements FAQ; payroll/employee/location price factors; benefits list; self-employed and subcontractor FAQs. Reopened 2026-09-29, lines 148–162. Accessed 2026-09-29.
19
Commercial Auto Insurance. Foxquilt; Product description, audience/use cases, claims scenarios and price factors. Reopened 2026-09-29, lines 42, 99–132. Accessed 2026-09-29.
20
Cyber Business Insurance. Foxquilt; Cyber event description, target business types/data exposure, examples, price factors. Reopened 2026-09-29, lines 98–127. Accessed 2026-09-29.
21
Commercial Property Insurance. Foxquilt; Property description and causes; target property; claim examples; pricing factors. Reopened 2026-09-29, lines 98–128. Accessed 2026-09-29.
22
Builder’s Risk Insurance. Foxquilt; Construction-stage description and example causes; intended buyers; project-specific price factors. Reopened 2026-09-29, lines 98–127. Accessed 2026-09-29.
23
Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
24
Foxquilt Insurance Services | Consumer & Privacy Info. Foxquilt; Privacy officer identity/address; “How We Get Paid For Our Services”; commission table and contingent-commission footnote; Canada-oriented company disclosure; no U.S. line/issuer mapping. Accessed 2026-09-29.
25
Agency Detail: Foxquilt Insurance Services LLC. Westfield Insurance; Agency directory listing for Foxquilt Insurance Services LLC and Business coverage; does not disclose state appointment terms, delegated authority, or policy issuer. Accessed 2026-09-28.
26
Foxquilt official website. Foxquilt; Official website is the provenance root for the visible brand mark; no reusable downloadable official logo file was verified during this pass. Accessed 2026-09-29.
27
Smarter Umbrella Insurance For Your Business. Foxquilt; Current product page calls the product Umbrella Insurance; lines 98–104 describe umbrella vs excess and eligibility; lines 106–121 give illustrative scenarios; lines 127–132 discuss multi-insurer tower as hypothetical purchasing example. Directly inspected 2026-09-29. It supports an umbrella marketing membership, not a separate excess product, actual tower, underlying requirements, policy form or limits. Accessed 2026-09-29.
28
Smarter Crime Insurance. Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage. Accessed 2026-09-29.
29
Cleaner Insurance Program by Foxquilt. Foxquilt; Current Foxquilt-powered ConvertLabs cleaner program page; lines 108–135 lists CGL, Commercial Auto, Mobile Equipment, Crime/Bonds and Workers’ Compensation. Lines 127–128 identify Mobile Equipment as “also known as Inland Marine” and limit it to a small portion of equipment coverage commonly used by janitorial providers; lines 130–131 describe Crime, not bond terms. Page says program applications are available in Canada or the U.S. Directly inspected 2026-09-29. Accessed 2026-09-29.

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All Comparisons

An Overview of Alliance Risk and Foxquilt

What Stands Out About Alliance Risk and Foxquilt?

Alliance Risk at a Glance

Foxquilt at a Glance

Alliance Risk vs Foxquilt Coverage Lines Compared

Alliance Risk and Foxquilt Coverage, Line by Line

Builders Risk Insurance

Commercial Auto Insurance

Commercial Property Insurance

Crime Insurance

Cyber Insurance

General Liability Insurance

Inland Marine Insurance

Professional Liability (E&O) Insurance

Tech E&O Insurance

Umbrella and Excess Liability Insurance

Workers’ Compensation Insurance

Alliance Risk and Foxquilt Reliability Scores

Alliance Risk Reliability Scores

Foxquilt Reliability Scores

Alliance Risk and Foxquilt Review Scores for 2026

Alliance Risk Review Score

Foxquilt Review Score

Which Buyer Is Each Route Designed For?

What Happens Before a Quote?

What Should You Ask Both Alliance Risk and Foxquilt?

Alliance Risk vs Foxquilt Services Compared

Provider Profiles for Alliance Risk and Foxquilt

What Is Alliance Risk?

What Is Foxquilt?

Sources for Alliance Risk vs Foxquilt

Alliance Risk Official Website

Foxquilt Official Website

Comparisons Related to Alliance Risk vs Foxquilt

AIG vs Alliance Risk

AIG vs Foxquilt

Alliance Risk vs Amelia Risk

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