What Does Equipment Breakdown Insurance from Marsh Cover?

Marsh's technology and digital infrastructure team arranges equipment breakdown coverage inside custom data center insurance programs. The reviewed page does not describe a standalone product. ¹Company-reportedData center insurance and risk management page.

The reviewed page does not name a specific equipment breakdown insurer. ¹Not publicly disclosedData center insurance page as read on 2026-09-23.

Marsh names equipment breakdown among the main risks facing data center owners and operators, citing asset concentration and high-value, sensitive equipment as reasons a standard property policy can leave gaps for this exposure. ¹Company-reportedData center insurance page, Understanding your full exposure map section.

Marsh lists equipment breakdown among the exposures a data center program can cover, alongside property damage, business interruption, delay in startup, cyber, general liability and some contractual risks. ¹Company-reportedData center insurance page FAQ; described as one line among several bundled into a data center program, not a standalone equipment breakdown product.

Marsh says its risk consulting team performs detailed loss studies, including probable maximum loss (PML) analysis, to help right-size coverage for equipment and other exposures based on site-specific conditions and asset values. ¹Company-reportedData center insurance page, Right-sizing coverage section; described for data center property and equipment risk generally.