What Does Commercial Property Insurance from Lockton Cover?

Lockton's property team negotiates commercial property placements directly with underwriters rather than through a centralized broking center, and says the same team that meets a client also negotiates with the market on their behalf. ¹Company-reportedProperty product page as read 2026-09-23.

The property page does not name the insurers Lockton places commercial property coverage with; it describes relationships across the global marketplace in general terms only. ¹Not publicly disclosedProperty product page checked 2026-09-23.

Lockton says it can tailor its own proprietary manuscript property policy to a client's coverage needs, rather than only placing standard-form property policies. ¹Company-reportedProperty product page as read 2026-09-23. The manuscript form's actual wording and how it compares to standard forms was not published on this page.

Lockton lists specific property services: detailed review of coverage terms, conditions and policy wordings; retention analysis for deductible selection; exposure and stratification-of-value analysis; catastrophic modeling; preparation of underwriting specifications; and assistance with complex claim recovery. ¹Company-reportedProperty product page as read 2026-09-23. These are described capabilities, not a guarantee of outcome on any specific account.