What Insurance Covers Supply Chain Interruption?
Contingent business-interruption coverage may cover a dependent supplier’s shutdown when the policy’s property-damage trigger is met.
A shutdown by itself may not qualify.
Check scheduled dependent properties, physical-damage triggers, waiting periods, restoration periods, and sublimits. Ask whether key suppliers and customers are included by name or category.
Coverage Guides Related to Commercial Property Insurance
Sources for Commercial Property Insurance Answers
- Business Interruption Insurance/Businessowner’s Policies (BOP). National Association of Insurance Commissioners; Business Interruption; Contingent business interruption; Commercial Property. Accessed 2026-09-25.
- Protecting your business against contingent business interruption and supply chain disruption. Insurance Information Institute; Limits of contingent business interruption insurance; Broader supply chain coverage. Accessed 2026-09-25.