What Insurance Protects Executives?
D&O may defend executives against covered management claims when the role and alleged act meet the policy terms.
A title alone does not make every claim against an executive a D&O claim. Claims about management decisions may fit; employment, benefit-plan, service, and auto allegations can belong under other policies.
Check insured capacities, entity coverage, exclusions, shared limits, and claims-made reporting. Confirm the executive and organization appear in the declarations.
Coverage Guides Related to D&O Insurance
Sources for D&O Insurance Answers
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Builders’ Risk Policies; Commercial General Liability; Directors & Officers Liability; Auto Liability; Business Interruption; Equipment Breakdown & Machinery. Accessed 2026-09-25.
- Commercial general liability insurance. Insurance Information Institute; Directors and Officers liability. Accessed 2026-09-25.