Does Tech E&O Cover Intellectual Property Claims?
Some technology E&O products add IP coverage; other E&O forms exclude copyright, trademark, patent, or trade-secret claims.
IP terms differ across professional-liability forms. The sample Hiscox form excludes several IP claims, while The Hartford and Coalition describe limited IP features in specific technology products; those descriptions are not a standard market grant.
Check the actual IP exclusion or endorsement, covered rights, defense costs, open-source code, territory, prior knowledge, and client indemnity terms. Request the endorsement text.
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