What Does Software Company E&O Insurance Cover?
Some technology E&O policies offer limited IP cover; other professional E&O forms exclude copyright, trademark, patent, or trade-secret claims.
The sample Hiscox form excludes several IP claims, while The Hartford and Coalition describe limited features in specific technology products; these are not standard terms.
Check the actual exclusion or endorsement, covered rights, defense costs, open-source code, territory, prior knowledge, and client indemnity terms. Request the endorsement text.
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