Who Needs Kidnap and Ransom Insurance?
K&R may fit organizations whose employees or executives travel or work where kidnapping or extortion could threaten the business.
The need depends on your people, locations, and response plan.
Map travel and work locations, decide who should be insured, then compare policy territory, exclusions, and crisis services with your security plan. Ask a qualified broker about the actual exposure.
Coverage Guides Related to Kidnap and Ransom Insurance
Sources for This Answer
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-25.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-25.