What Does Kidnap and Ransom Insurance Cover?
K&R may cover ransom and specified expenses for defined kidnapping, extortion, or detention events, subject to each grant and limit.
The exact events, people, expenses, and limits depend on the form and selected options.
Check consultant services, evacuation, repatriation, business interruption, and cyber extortion separately. Confirm each trigger, sublimit, and consent requirement in the issued policy.
Coverage Guides Related to Kidnap and Ransom Insurance
Sources for This Answer
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-25.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-25.