Does Inland Marine Cover Property Off Site?
Often, for scheduled equipment or other covered property at temporary sites; territory and theft conditions limit where it follows you.
An inland-marine floater can follow described equipment to changing worksites, subject to its schedule, territory, and exclusions. “Off site” does not automatically mean every location or country is covered.
Check jobsite, temporary storage, vehicle-theft, and unattended-property terms, plus any location-reporting rules. If you hold customer property, confirm whether the form covers it and what limit applies.
Coverage Guides Related to Inland Marine Insurance
Sources for This Answer
- Commercial Insurance Guide. California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-25.
- Inland Marine Policy: Contractors’ Equipment. Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-25.