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Is product liability the same as insurance for an FDA-regulated clinical investigation?

Do not assume so. For an FDA-regulated investigation under an IND, identify the sponsor and your company’s role, then ask a specialist to compare study duties, participant events, and product allegations with the proposed forms.

Read the study protocol and agreement together. Mark who selects participants, performs procedures, monitors outcomes, handles records, and controls the product.1,2

Read the Therapeutics Insurance Buying Guide

Sources

6 documents, numbered as cited.

Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements.

Updated 2026-09-28. Editorial Policy

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