Industry

A big brass megaphone sends a flock of small paper planes fanning out across the compact subject area.

What should I ask about a redirected client media budget?

Ask whether the quote addresses employee theft, impersonation, compromised credentials, and changed payment instructions separately. Do not assume a crime or cyber label includes every event.

Explain who can access the client account or approve a vendor payment, and what verification controls you use.2

Request the definitions, insured-person terms, exclusions, and any separate limits in the proposed form.2,3

Read the Marketing Insurance Buying Guide

Sources

6 documents, numbered as cited.

Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education. Policy wording and applicable state rules determine terms for a particular business.

Updated 2026-09-28. Editorial Policy

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