GeneralAverage

Industry

An open umbrella whose ribs are brass gear spokes, held by a mechanical hand above a small model town.

Can a software vendor assume its technology policy also addresses agency or program work?

Do not assume that. Software, producer services, and delegated work are different operations to describe in the submission; ask the insurer which are listed and how the form treats each.

Describe software, placement, administration, claims, and authority functions separately, including the entity performing each one. Ask the insurer which of those services the application and policy identify.2,3

Request the insuring agreement, professional-services definition, insured-entity schedule, relevant exclusions, and any issued endorsement. A technology or professional-liability label alone is not an answer.4

Read the Insurance and Insurtech Insurance Buying Guide

Sources

6 documents, numbered as cited.

This guide is general insurance buying education, not a producer-licensing determination or coverage opinion. Confirm licensing and regulatory questions for each jurisdiction and review policy wording with the broker and insurer.

Updated 2026-09-28. Editorial Policy

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