Does background-check guidance mean my screening service needs a particular policy?
No. FTC guidance explains employer duties when an employer uses consumer reports; it does not establish an insurance requirement or decide whether your company is a consumer reporting agency.
If you provide screening or recruiting services, describe data sources, who selects candidates, and who makes the hiring decision.2,8
Ask the broker which professional-services and data-event terms apply to your actual service. Review the definitions and exclusions.1,6
Read the Human Resources Insurance Buying Guide
10 documents, numbered as cited. Open the sources
Sources and Further Reading for Human Resources
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