What Does Employment Practices Liability Insurance from WTW Cover?

Under WTW's North American Corporate Risk & Broking terms, WTW normally acts as the client's insurance intermediary for engagements governed by those terms. ¹Company-reportedTerms for applicable North American Corporate Risk & Broking engagements. WTW also discloses separate insurer-side services in some arrangements; this does not determine the role in a specific engagement.

The reviewed WTW sources do not identify an issuing insurer for a specific employment practices placement. ^1,2Not publicly disclosedThis is a gap in the cited marketing, annual-report, and brokerage materials; it does not mean WTW lacks insurer markets. Confirm the carrier on the quote and issued policy.

WTW's FY2024 annual report lists employment-practices liability insurance among its FINEX solutions. ²Company-reportedHistorical group-level service description only; current U.S. placement, insurer, policy wording, and buyer eligibility are not established.

The reviewed sources do not state a buyer-specific employment practices limit, retention, or deductible. ^1,2Not publicly disclosedNo limit or deductible is inferred from general marketing or WTW's brokerage role; the insurer's quote and issued forms control.

WTW's North American terms describe reviewing binders, policies, and endorsements against the terms negotiated with the insurer. ¹Company-reportedBroker document-review process under the cited terms, when WTW handles this line's placement. It does not certify that a policy covers a claim or replace the issued wording.

WTW's North American terms say an insurer quote is not confirmation of coverage; if the client orders binding, WTW seeks a formal insurer commitment, typically a binder. ¹Company-reportedApplies to placements governed by the cited North American Corporate Risk & Broking terms. It does not establish a self-service quote route or promise coverage availability for this line.