What Does Medical Malpractice Insurance from USI Insurance Services Cover?

USI is a broker for medical malpractice coverage. Its Healthcare practice advises clients on risk and places medical professional liability coverage rather than underwriting it. ¹Company-reportedHealthcare practice page.

The Healthcare practice page does not name a specific medical malpractice insurer; it says USI has access to both traditional and nontraditional risk-transfer structures, including captives, risk retention groups and risk purchasing groups, without naming a carrier for any of them. ¹Not publicly disclosedPage as read on 2026-09-23.

USI's Healthcare practice says it serves hospitals, physicians, surgery centers, dialysis clinics, senior care and assisted-living facilities, residential treatment facilities, permanent and locum tenens staffing companies, urgent care centers and managed care organizations, ranging from regional health systems to individual doctor groups and clinics. ¹Company-reportedCompany description of client base, not a guaranteed underwriting appetite.

USI lists Medical Professional (Malpractice) Liability alongside related healthcare specialty coverages it places, including healthcare general liability, D&O, healthcare facility property, workers' compensation, employment practices liability, cyber liability and HIPAA privacy, medical billing and governmental regulatory claims coverage, and required bonding. ¹Company-reportedCatalogue of practice offerings; specific insuring agreements, exclusions and limits are set by the issued policy.

USI cites a case study where its Healthcare team reviewed 26 years of a 220-physician group's malpractice loss history, found the client was overpriced with an outdated limit structure, and says the analysis produced about $350,000 in negotiated savings plus a retention-funding change projected to cut premium by close to $1,000,000 in a year. ¹Company-reportedSingle named case study; company-reported outcome, not independently verified, and not necessarily representative of every account.

USI directs healthcare organizations to email pcinquiries@usi.com or contact a local USI office to engage its Healthcare practice. ¹Company-reportedContact instructions on the Healthcare practice page.