Insurance provider

What Does D&O Insurance from Founder Shield Cover?

Founder Shield, a retail insurance brokerage, places D&O insurance for public and private businesses, including venture-backed companies.

Founder Shield Directors & Officers Insurance · Updated

What Is Founder Shield’s Role in D&O Insurance?

  • Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Directors & Officers Insurance with third-party carriers rather than underwriting the policy itself. 2

    Company-reported.About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.

Who Issues Founder Shield D&O Insurance?

  • Founder Shield says it places policies, including Founder Shield Directors & Officers Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. 3

    Company-reported.General carrier-selection FAQ, not specific to this line's placements.

Who Is Founder Shield D&O Insurance For?

  • Founder Shield targets D&O at public and private businesses, venture-backed companies (it says almost every institutional term sheet requires the coverage), and businesses owing more than $1 million to creditors. 1

    Company-reported.Directors & Officers Insurance product page.

What Coverage Features Does Founder Shield D&O Insurance Include?

  • Founder Shield describes a three-part structure: Side A pays individual directors/officers directly when the company cannot or will not indemnify them, Side B reimburses the company for indemnification it pays, and Side C provides entity coverage for the company itself. 1

    Company-reported.Product page; the issued policy and declarations control actual coverage.

What Limits and Retentions Does Founder Shield D&O Insurance Have?

  • Founder Shield's page describes a typical market base layer of $5 million to $10 million in combined A-B-C coverage, but does not publish a specific limit Founder Shield itself offers; actual limits are set on the quote. 1

    Company-reported.General market description on the product page, not a stated Founder Shield minimum or maximum.

How Do You Apply for Founder Shield D&O Insurance?

  • You request Founder Shield Directors & Officers Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. 2,3

    Company-reported.About-us and carrier-selection pages describe the general placement process, not a line-specific application form.

Founder Shield D&O Insurance Compared With Other Providers

Other Coverage Lines Documented for Founder Shield

Sources for Founder Shield D&O Insurance

  1. Directors & Officers Insurance. Founder Shield; What Is D&O Insurance; Who Needs D&O Insurance Coverage; What Does D&O Insurance Cover? Accessed 2026-09-23.
  2. About Us. Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.
  3. How Do You Decide Which Carriers to Approach? Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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