What Does Trucking Insurance from Coverdash Cover?

Coverdash arranges non-trucking liability (also called bobtail insurance) as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^1,2Company-reportedGeneral brokerage terms applied to the non-trucking liability page; not specific to any one carrier or state.

The non-trucking liability page does not name the insurer that issues the policy. ¹Not publicly disclosedReviewed non-trucking liability page as of 2026-09-23; the page describes coverage without naming a specific carrier.

Coverdash markets non-trucking liability specifically to owner-operators leased to a motor carrier, who need coverage during personal, non-business driving that the carrier's own policy does not cover. ¹Company-reportedProduct-page eligibility description; actual acceptance depends on underwriting.

Coverdash describes non-trucking liability as covering an owner-operator's truck when driven off a motor carrier's dispatch and without a load, including personal errands, and it covers third-party injury and property damage that occurs during that off-dispatch use. ¹Company-reportedProduct-page coverage cards; this is a narrower liability product than a full commercial-auto or motor-truck-cargo policy, and the issued policy controls actual wording and exclusions.

The non-trucking liability page does not publish specific limit, retention or deductible amounts. ¹Not publicly disclosedReviewed non-trucking liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page.

Coverdash describes a fully digital quote-to-purchase process for non-trucking liability, with the option to add other coverages owner-operators typically carry alongside it. ¹Company-reportedProduct-page company information and cross-sell section.