What Insurance Covers Pollution?
Environmental liability may cover specified cleanup and third-party pollution claims; standard CGL generally excludes most pollution damage.
Standard CGL generally excludes most pollution losses, while environmental policies define their own covered pollutants, sites, and events.
Check cleanup grants, third-party claims, known-condition exclusions, scheduled locations, retroactive dates, and limits. Describe the sites and materials you handle.
Coverage Guides Related to General Liability Insurance
Sources for This Answer
- Commercial general liability insurance. Insurance Information Institute; Coverage A: Bodily Injury and Property Damage Liability; Purchasing commercial general liability insurance; Directors and Officers liability. Accessed 2026-09-25.
- Environmental liability insurance. Insurance Information Institute; Environmental liability insurance; History of pollution coverage. Accessed 2026-09-25.