What Insurance Covers Faulty Workmanship?
Insurance rarely pays a contractor’s cost to redo faulty work; separate injury or property-damage claims may be covered under liability forms.
These are distinct losses, and a policy may exclude the rework while assessing resulting damage under another grant.
Compare builders-risk, CGL, and professional-liability wording with the work and alleged harm. Check faulty-work exclusions, exceptions, limits, and required endorsements.
Coverage Guides Related to Builders Risk Insurance
Sources for Builders Risk Insurance Answers
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Builders’ Risk Policies; Commercial General Liability; Directors & Officers Liability; Auto Liability; Business Interruption; Equipment Breakdown & Machinery. Accessed 2026-09-25.
- Builders Risk Coverage Form. Insurance Services Office, Inc.; hosted by Touchpoint Markets; A.1.a–b and A.2.a,d p.1; B.3.c p.11; C p.12. Accessed 2026-09-25.
- Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-25.