Does Tech E&O Cover Software Bugs?
Tech E&O may cover client losses from a covered software bug; fixing your own code or honoring a warranty may be excluded.
A bug may cause a client to allege a covered technology-service error, but not every defective release qualifies. The Hartford and Coalition list software failures as possible claims, subject to the actual wording and facts.
Check scheduled development, SaaS, maintenance, and update work, plus warranty, known-defect, failure-to-perform, and first-party repair exclusions. Ask how remediation, service credits, and consequential losses are handled.
Coverage Guides Related to Tech E&O Insurance
Sources for Tech E&O Insurance Answers
- Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; Coverage; Works With Contracts; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-25.
- How to add Tech E&O coverage to a Coalition quote. Coalition North American Servicing; Opening paragraph; Steps 1–2 (Tech E&O offered as optional endorsement to Coalition cyber coverage). Accessed 2026-09-25.