Does Professional Liability Cover Copyright Infringement?
Some E&O forms exclude copyright, while certain technology E&O products add limited IP protection; the policy wording controls.
These offerings differ and do not establish a general E&O grant for all copyright disputes.
Check whether the form covers defense for software, open-source, media, or client content claims and what services qualify. Review prior-acts and knowledge terms, territory, and client indemnity exclusions.
Coverage Guides Related to Professional Liability, E&O and Tech E&O
Sources for This Answer
- Professional Liability – US Direct Errors and Omissions Insurance. Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-25.
- Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; Coverage; Works With Contracts; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-25.
- How to add Tech E&O coverage to a Coalition quote. Coalition North American Servicing; Opening paragraph; Steps 1–2 (Tech E&O offered as optional endorsement to Coalition cyber coverage). Accessed 2026-09-25.