Extortion Insurance vs. Cyber Insurance: What’s the Difference?

K&R covers defined threats to people or property, while cyber insurance addresses digital incidents such as ransomware; cyber extortion may overlap.

A cyber-extortion demand can trigger one or both policies, depending on their definitions.

Compare covered events, ransom and response costs, limits, approval rules, and notice contacts. Ask which insurer leads if both policies may apply.

Sources

2 documents, numbered as cited.

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