Does K&R Cover Hijacking?
Yes, for your people: Chubb's K&R lists hijacking as a covered event with its full limit available, but stolen cargo or vehicles need cargo or marine cover.
Yes, when your people are involved. Chubb's primary K&R policy names hijacking among its covered events, alongside kidnapping, wrongful detention and hostage crises, and makes the full policy limit available for expenses from a covered hijacking.
K&R protects insured persons, not the goods or vehicle. If you're worried about losing a truckload or shipment, you need cargo or marine cover for that. On the K&R quote, ask how the form defines hijacking, which conveyances count and whether it takes a minimum duration to trigger.
Coverage Guides Related to Kidnap and Ransom (K&R) Insurance
Sources for Kidnap and Ransom (K&R) Insurance Answers
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-25.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-25.