Does K&R Cover Family Members?
Often yes: Chubb's K&R covers all employees' direct family members around the clock, but other policies may limit which relatives qualify, so check the insured-person definition.
Often yes. Chubb's primary K&R product includes all employees and their direct family members as insured persons, with cover running 24/7 and no requirement that anyone be traveling on business. Chubb says threats against employees and their families are a real risk whatever your travel patterns.
Not every form is that broad. If you're buying mainly to protect an executive's spouse or children, get the insured-person definition in writing and check age, residence and relationship limits before you bind.
Coverage Guides Related to Kidnap and Ransom Insurance
Sources for Kidnap and Ransom Insurance Answers
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-25.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-25.