IP Insurance vs. General Liability: What Is the Difference?
General liability covers defined injury, property-damage, and some advertising-injury claims; IP insurance addresses specified infringement disputes or enforcement.
Standard CGL wording excludes many IP claims, with a narrow advertising exception.
Compare the actual grants, exclusions, defense terms, and limits. Check which rights are scheduled and whether enforcement is included.
Coverage Guides Related to Intellectual Property Insurance
Which Providers Offer Intellectual Property Insurance?
Sources for This Answer
- Intellectual property insurance. CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-25.
- Commercial general liability insurance. Insurance Information Institute; What commercial general liability insurance covers; Coverage A; Coverage B. Accessed 2026-09-25.
- Commercial General Liability Coverage Form. ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; Supplementary Payments p.8; IV pp.10–12. Accessed 2026-09-25.