Does Inland Marine Cover Theft?
Inland-marine theft coverage applies only to property and losses included by the form; employee, vehicle, and missing-property exclusions may limit it.
A missing item may not meet the form’s definition of theft.
Check the evidence required for a theft claim, vehicle and jobsite safeguards, exclusions, and limits for your highest-value equipment.
Coverage Guides Related to Inland Marine Insurance
Sources for Inland Marine Insurance Answers
- Commercial Insurance Guide. California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-25.
- Inland Marine Policy: Contractors’ Equipment. Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-25.