Does General Liability Cover International Operations?
CGL coverage for international operations depends on where the loss and lawsuit occur and which foreign sales, staff, and worksites the policy covers.
Some CGL forms cover claims tied to operations outside the United States, but territory, where a suit is brought, and how the insured operates all matter. Do not assume a domestic policy covers every foreign sale, employee, or service visit.
List each country, local entity, product sale, employee, and onsite service for your broker. Confirm local insurance requirements, covered defense costs, and endorsements before relying on the policy abroad.
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