Does General Liability Cover Intellectual Property?
No as broad protection. Standard CGL wording excludes many intellectual-property claims, with a narrow advertising-related exception.
No as broad protection. Standard CGL wording excludes many intellectual-property claims, with a narrow advertising-related exception. Coverage B’s narrow exception may apply to certain copyright, trade dress, or slogan infringement in an advertisement.
Identify the right and activity at issue, then check the actual exclusion, exception, and endorsements. Ask about dedicated IP or media liability coverage and compare covered claims, defense costs, and exclusions.
Coverage Guides Related to General Liability Insurance
Sources for General Liability Insurance Answers
- Commercial general liability insurance. Insurance Information Institute; What commercial general liability insurance covers; Coverage A, B and C; Additional liability coverages to consider. Accessed 2026-09-25.
- Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Automobile; Workers Compensation; Commercial Property. Accessed 2026-09-25.
- Commercial General Liability Coverage Form, CG 00 01 12 07. ISO; specimen hosted by Hiscox; Coverage A I.A pp.1–5; Coverage B I.B pp.6–7; Who Is An Insured II pp.9–10; Limits III p.10; Conditions IV pp.10–12; Definitions V pp.12–16. Accessed 2026-09-25.